Legal

Privacy Policy

Last updated: April 2026

1. Controller

The controller responsible for data processing on this website is:

smarter payment technologies GmbH
Wilhelminenstr. 45, 65193 Wiesbaden, Germany
Email: datenschutz@toni.financial

2. Data collected via the contact form

When you submit the contact form on this website, we collect your first name, last name, company, job title, email address, phone number (optional), and any message you choose to provide. This data is used solely to respond to your enquiry.

Your contact details are stored in our CRM system (Brevo, Sendinblue SAS, 106 Boulevard Haussmann, 75008 Paris, France) and transactional emails are processed via Resend (Resend Inc., USA). Both services are bound by data processing agreements in accordance with GDPR.

Legal basis: Art. 6(1)(b) GDPR (pre-contractual measures) and Art. 6(1)(f) GDPR (legitimate interest in responding to business enquiries).

3. Hosting

This website is hosted by Vercel Inc., 340 Pine Street, Suite 701, San Francisco, CA 94104, USA. Vercel processes connection data (IP address, browser type, pages visited) as a processor under a data processing agreement. For US data transfers, Vercel participates in the EU–US Data Privacy Framework.

4. Content management

Blog and editorial content is managed via Sanity (Sanity Inc., 548 Market St, San Francisco, CA 94104, USA). Sanity processes only content data entered by our team — no visitor data is transmitted to Sanity.

5. Cookies and cookie consent

This website uses Cookiebot (Cybot A/S, Havnegade 39, 1058 Copenhagen, Denmark) to manage cookie consent. When you visit the site, Cookiebot scans for cookies and presents a consent banner. Only technically necessary cookies are active before consent is given.

Legal basis for Cookiebot: Art. 6(1)(c) GDPR (legal obligation to obtain consent) and Art. 6(1)(f) GDPR (legitimate interest in managing cookie compliance).

6. Cookie categories

Necessary cookies — required for the website to function. They cannot be disabled.

Statistics cookies — help us understand how visitors interact with the website. Only set with your consent.

Marketing cookies — used to track visitors across websites for advertising purposes. Only set with your consent.

7. Log data

When you visit this website, our hosting provider automatically records connection data including your IP address, browser type, referring URL, and pages visited. This data is retained for a maximum of 7 days for security and operational purposes, then deleted automatically.

8. Retention

Contact form data is retained for as long as necessary to process your enquiry, and for up to 3 years thereafter for legitimate business records, unless you request earlier deletion.

9. Your rights

Under GDPR you have the right to: access your personal data, request rectification or erasure, restrict or object to processing, and request data portability. You also have the right to lodge a complaint with a supervisory authority.

To exercise your rights, contact us at datenschutz@toni.financial.

10. Links to other websites

This website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.